Classified Management Effective 1-1-26

MANDATORY Open Enrollment October 20 – November 14

Classified/Management will be transitioning from MCSIG to SISC Effective 1/1/2026. Plan year for medical, dental, and vision will be 1/1/26-9/30/26. Beginning 10/1/2026 the plan year will be from 10/1-9/30 thereafter.

All Employees MUST enroll in a new plan, Waiver of Anchor Bronze Enrollment (WABE) or opt-out (if eligible) and provide proof of relationship if enrolling dependents. If you do NOT take any action, you will automatically be enrolled in Plan D 80-M $40 with single coverage, and any dependents under current plan will be dropped.

To make changes you will utilize Benefit Bridge website and American Fidelity Self-enroll, in person appointments or virtual appointments:

Benefit Bridge – to make changes or enroll/opt-out (must meet eligibility to opt-out of medical) in Medical, Dental, Vision, Madison National Life/MetLife (Voluntary Life/AD&D)

• Make changes online:  https://www.benefitbridge.com/Home/LoginScreen/sloccd#k

American Fidelity – to make changes or enroll in Flex spending accounts or Disability and other supplemental insurances:

• Self Service option:
  • 10/20-11/3
• In person appointment with an AFA agent:
  • SLO - 11/3-11/7, 11/13 and 11/14 8:00am-4:00pm
  • NCC - 11/3 and 11/7 8:00am-4:00 pm
• Virtual appointment with an agent:
  • 11/10 and 11/12  8:00am-4:00 pm
• more information to come on how to enroll/make changes

Changes effective 1/1/2026:

Medical:

2026 Rates and Fringe Sheet
SISC Medical Plan Comparison 2025-2026 (full plan details can be found under Plan Documents and Information/SISC medical further down this page)

•  Transitioning from MCSIG (Anthem Blue Shield) to SISC (Anthem Blue Cross)
• All Employees MUST enroll in a new plan, Waiver of Anchor Bronze Enrollment (WABE) or opt-out (if eligible) and provide proof of relationship if enrolling dependents. If you do NOT take any action, you will automatically be enrolled in Plan D 80-M $40 with single coverage, and any dependents under current plan will be dropped.
• Waiver of Anchor Bronze Enrollment (WABE) – this option will allow you to waive medical coverage at Cuesta College and have primary insurance elsewhere and retain access to WABE specific Added Value Programs (must provide proof of coverage to enroll in WABE and sign a declination of coverage form)
• Opt-out options to be eligible for opt-out fringe ($225/Classified and $265/Management):
  • Currently employed below 90% FTE and have coverage elsewhere; OR
  • Enrolled in Medi-Cal, Medicare Plan A and B, TRICARE, and Covered California and receiving a related subsidy (MUST submit proof of coverage and proof of subsidy for Covered California plan)

Dental:

• Rates remain the same
• Allowances for all plans are increased by $500
• Deductibles are being eliminated

Vision:

• Rates remain the same
• The frame allowance under VSP will increase from $270 to $320 (featured brands) and $250 to $300 (all brands)
  Light Care Benefits are being added, this will allow the frame allowance to be used for non-prescription blue light and sunglasses 

Voluntary Accidental Death and Dismemberment (AD&D) Insurance and Life Insurance:

• Cuesta will be transitioning from MetLife to Madison National Life
• If no changes are made, current enrollment will transition over and will remain the same 

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Cuesta College is pleased to offer a comprehensive benefit package to our part-time and full-time classified/management members. You have many options for medical insurance available as well as an opt-out option. Please review the information below carefully and completely. 

2026 medical, dental, and vision insurance plan year will run from January 1st to September 30th and starting October 1st, 2026, plan year will be October 1st through September 30th.

There will be one Open Enrollment period for all insurance coverage each year during summer, approximately June through August.

Medical, dental and vision coverage is available for spouses/domestic partners and dependent children (up to the age 26).

Classified/Management Insurance Rates and Fringe Information 

2026 Rates and Fringe Sheet

2026 Benefit Guide (coming soon)

The fringe contribution is a District provided amount designed to offset the cost of health and welfare benefits for each qualified employee and their eligible dependents. Please see the Collective Bargaining Agreement (CBA) for more information on this contribution. 

Employees are eligible to opt-out of the medical plan if you fall under these categories:

• Currently employed below 90% FTE and have coverage elsewhere; OR
• Enrolled in Medi-Cal, Medicare Plan A and B, TRICARE, and Covered California and receiving a related subsidy (MUST submit proof of coverage and proof of subsidy for Covered California plan)

If you chose to opt-out you will receive a lower amount in fringe that you can use towards dental, vision, life or AD&D coverage, investments or American Fidelity Plans (such as disability, cancer, life, flexible spending accounts, etc.). Classified members that opt-out get up to $225/month in fringe. Management/Confidential members that opt-out get up to $265/month in fringe. Any unused amount will be forfeited. 

Health and Welfare Benefits Enrollment

Benefit		Form
Medical, Dental, Vision, Madison National Life	Enrollment for new employees, open enrollment, and at a qualifying life event is managed through the Benefit Bridge online enrollment system. Evidence of a qualifying life event is required.	Benefit Bridge log-in information  Proof of relationship:  When first enrolling any dependent in medical, dental and/or vision you must provide proof of relationship. You will be asked to upload these documents into the Benefit Bridge System  Eligibility Documentation Checklist
AFA	Available by appointment. Calendar year 2026 appointment dates: (coming soon) January  February  March  April  May  June  July August  September  October November  December	https://enroll.americanfidelity.com/F2684466 All new employees must meet with AFA to confirm pre or post tax deductions for eligible benefits. More information below.
Envoy	403(b) + 457 accounts After opening an eligible account, submit a Salary Reduction Agreement (SRA) online to request paycheck deductions.	Envoy Website

Plan Documents and Information